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MORTGAGE FORECLOSURE SALE. Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Terrence Michael Oneil and Tiffany A. Oneil, husband and wife, originally in favor of Mortgage Electronic Registration Systems, Inc., as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, on December 17, 2014, said mortgage recorded in the Office of the Judge of Probate of Covington County, Alabama, in Real Property Book 2014 Page 17391, modified in Real Prop Book 2018 Page 13058; the undersigned PennyMac Loan Services LLC, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Andalusia, Covington County, Alabama, on December 20, 2021, during the legal hours of sale, all of its rights, title, and interest in and to the following described real estate, situated in Covington County, Alabama, to-wit: Lots 8 and 9 in Jackson Heights Subdivision to the City of Opp, Alabama as recorded in Plat Book 6, Page 61 in the Office of the Judge of Probate, Covington County, Alabama.. Property street address for informational purposes: 414 N Jackson St , Opp, AL 36467. THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The successful bidder must tender a non-refundable deposit of Five Thousand Dollars ($5,000.00) in certified funds made payable to Tiffany & Bosco, P.A. at the time and place of the sale. The balance of the purchase price plus any deed recording costs and transfer taxes must be paid in certified funds by noon the next business day at the Law Office of Tiffany & Bosco, P.A. at the address indicated below. Tiffany & Bosco, P.A. reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation. PennyMac Loan Services LLC, (“Transferee”) Tiffany & Bosco, P.A., 2311 Highland Avenue South, Suite 330, Birmingham, AL 35205 www.tblaw.com TB File Number: 21-05537

Andalusia Star-News:
Nov. 24, Dec. 1 and 8, 2021